Coverage is limited to $500 per trip and cardmembers are only eligible for two claims each 12 consecutive month period. Yes, overall. Evacuation >> Be transported to an appropriate facility if ill or injured while traveling away from home. We do so because these benefits, especially the long list of travel insurance coverages on premium cards, can save you money, offer peace of mind during your travels, and provide help if something goes wrong. 3x SkyMiles on eligible Delta purchases; 2x at restaurants and U.S. supermarkets. You may have coverage if you become ill due to COVID-19 and need to cancel your trip, depending on the terms of your policy. Terms apply. Additionally, there is a small window of time when you are able to purchase the coverage, including during your initial purchase or up to 10 to 21 days after the purchase, depending on the company. It is designed for people with excellent credit and offers rewards, travel benefits, and other perks. The card details on this page have not been reviewed or provided by the card issuer. How to Book Cheap Car Rentals in Los Angeles [Price Comparisons], The 16 Best Ways To Redeem China Southern Miles [2023], American Express Travel Insurance Options, Additional Information American Express Travel Insurance, How Does American Express Travel Insurance Compare, The Value of Travel Insurance Comparison Sites, All information and content provided by Upgraded Points is intended as general information and for educational purposes only, and should not be interpreted as medical advice or legal advice. Luckily, there's Trip Cancel Guard. Yes, the Amex Gold card does have travel insurance benefits, the best of which are car rental loss and damage insurance and baggage insurance. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. You can accomplish this by strategically using each card for purchases where it earns the most bonus points. These include up to $120 in Uber Cash, up to $120 in dining. Terms apply. However, if you need outside help such as emergency translation or legal assistance you'll be on the hook for payments to third-party service providers. You might look to a company specializing in insuring these activities such as World Nomads. Could be worth it. You or a covered family member become ill and you must cancel your trip. Like most travel insurance companies, American Express Travel Insurance prices its products within age brackets. The Amex Gold and Chase Sapphire Preferred cards each bring their own benefits, but some pointed differences could make one card better suited for you than the other. One of the companys strengths is that it offers the consumer the ability to purchase needed coverages separately, such as medical insurance for an international trip. Bottom Line: American Express Travel Insurance offers 4 different levels of package policies, each comprising a collection of coverages most travelers look for. When considering Amex Gold Travel Protector, its important to understand what types of coverage it offers. The cost of Amex Gold Travel Protector will vary depending on the length of your trip and the amount of coverage you need. When comparing other package policies to American Express Travel Insurance, the companys premiums came up higher overall for this specific trip and traveler (1-week trip, 40-year-old, total value $3,000). Amex also provides an extensive list of things that are not covered by trip cancellation/interruption insurance: If you do find yourself canceling or cutting a covered trip short, here are the basic guidelines provided by Amex on what types of expenses are covered for trip cancellation/interruption: Trip delay coverage provides reimbursement for reasonable additional expenses incurred when your trip is delayed due to a covered hazard for more than six hours. Selecting a company is not difficult as there are dozens of reputable, highly financially-rated, established companies, but comparing policies is essential for getting the best value for your money. Editorial disclaimer: Opinions expressed here are the authors alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. He published over 2,000 articles on The Points Guy before becoming a freelance writer. and decline the rental company's collision damage waiver product. Then, AmEx will automatically reimburse up to $50,000 in damage or theft for most rentals up to 30 days in length. It has relevant bonus . Terms apply. Here is a list of our partners and here's how we make money. This influences which products we write about and where and how the product appears on a page. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). NerdWallet's ratings are determined by our editorial team. Still, it can be confusing to know what is covered and the right documentation you need to file a claim. Carry-on bags are covered for up to $1,250, which is good to know since your belongings could be stolen from the overhead bins. As travel restrictions change, policies and best practices will likely change as well. The American Express Gold Card is a great card for dining out, ordering takeout and traveling, but it comes with a relatively high $250 annual fee ( see rates and fees ). The coverage on the $102 Assistance USA plan above compares more with the Amex Gold plan at $157. After Amex receives notice of your claim, instructions will be sent on how to send the proof. Here is some information you should know about cancellations and changes to an American Express Travel Insurance policy. Earn 80,000 Membership Rewards points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. An advance-fee scam is a form of fraud and is one of the most common types of confidence tricks. Compare the cost in points or miles to cash, and see which option is best. Terms apply. Amex Gold Travel Protector generally offers more comprehensive coverage than other policies, but it is often more expensive. The credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. Does AMEX offer an Annual Travel Insurance Policy? Annoyance with a side of omelet: Was my day-use hotel room worth the hassle? Assigning Editor | Travel, SEO, Travel Loyalty Programs. If youre looking for medical coverage for an international trip, for example, purchasing with an established company at a reasonable price makes American Express Travel Insurance a worthy choice. However, if you utilize the links for the travel insurance comparison sites, youll find several options for annual plans offered by highly-rated companies. It also does not cover canceling your trip due to a government shutdown due to COVID-19, or a surge in cases in a particular area. American Express Trip Cancel Guard The flexibility to change your mind. However, it is important to remember that the cost of the policy can add up quickly and it may not cover all potential issues that may arise during your travels. There are two situations in which travel insurance can be worthwhile: to protect your trip and to protect your health. Hi William. Terms apply to the offers listed on this page. Sign up for our daily newsletter! While American Express Travel Insurance does not cover trip cancellation due to fear of contracting COVID-19, there may be coverage in certain circumstances. The specific coverage will depend on the type of policy you purchase and the country you are traveling to. 3x on eligible Delta purchases, 1x on all other purchases (that can become 1.5x after you spend $150,000 in a calendar year.) This AmEx card gets you baggage, car rental and trip delay insurance alongside AmEx Global Assist services. If some of the coverages in the package plan are not important to you, you can select only the coverage(s) you want and pay accordingly. Bottom Line: Having the option to select only the coverages you want allows you to save money by not paying for coverages you dont need. When deciding whether or not Amex Gold Travel Protector is worth it, it is important to compare it to other insurance options. 3x on all travel and at restaurants worldwide. Fortunately, travel insurance is widely available, reasonably affordable, and simple to secure. Send an email to delayletter@united.com with your request. One downside, especially in todays environment, is that American Express Travel Insurance does not sell CFAR insurance. Click here to see a list of advertisers that we work with. Related: Everything you need to know about Amex's baggage insurance plan. It includes adequate coverage for all the primary travel risks and includes a few options to fill in any gaps. Terms apply. In conclusion, Amex Gold Travel Protector can be a great way to protect yourself and your finances during your travels. AmEx provides many travel advice and assistance services free of charge. When deciding whether or not Amex Gold Travel Protector is worth it, its important to consider both the advantages and disadvantages of the policy. If this is important to you, you should attempt to find the coverage elsewhere by using comparison sites. 1The Cash Back refund option applies if the Travel Protection Plan Plus is purchased within seven (7) days of your initial deposit for your trip. The AmEx Global Assist Hotline services available to. Breeze through security with CLEAR lanes available at 100+ airports, stadiums, and entertainment venues and get up to $189 back per calendar year on your membership when you use your Card. Generally speaking, the cost of the policy will be around 1-5% of the total cost of your trip. Learn more. Our opinions are our own. Cruise >> Specialized coverage for your unique travel concerns when setting sail. 2023 Upgraded Points, LLC. check out the full list of cards and details on American Express's website. The policy offers comprehensive coverage, 24/7 customer service, and potential savings. However, not all cancellations are covered only those specifically listed in your policy. The high annual fee is only worth it if youre taking full advantage of the cards benefits. Travel insurance policies can offer higher limit options. That is up from the previous bonus of 35,000 points. This. $240 Digital Entertainment Credit: Get up to $20 back each month on eligible purchases made with your Platinum Card on one or more of the following: Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times. But is Amex Gold Travel Protector worth it? I have a passion for learning and enjoy explaining complex concepts in a simple way. Coverage is worldwide except for where it would violate U.S. trade or economic sanctions. To activate this coverage, all you need to do is pay for the entire cost of the flight, train, bus or cruise with your, travel insurance protection covers cardmembers when they rent a car. Terms apply. The most important factors to consider are that youre purchasing from a highly-rated company, the coverages are a match for your needs, and the premium is one with which youre comfortable paying. Additionally, if you become ill with the virus during your travels, you may have coverage under Travel Medical Protection. Because travel insurance is widely available and quite competitive, you may find drastic differences in the price youll pay between companies and policy offerings. There are even more places your Platinum Card can get you complimentary entry and exclusive perks. If worrying about having to cancel your trip or having it disrupted during your journey is an issue, purchasing a travel insurance policy will definitely deliver some peace of mind, both prior to and during your trip. Typically, you have up to 180 days to file a claim after a delay or cancellation. Learn more: The best travel credit cards may surprise you. As a result, many TPG readers have sent in questions about Amex's travel insurance protections. Note that this limit is applied per person and not per bag. The card details on this page have not been reviewed or provided by the card issuer. For more tips on buying travel insurance in general, youll find valuable information in our guide to buying the best travel insurance. Terms apply. All Rights Reserved. The American Express Gold Card is packed with valuable rewards and benefits that make it an easy choice for everyday spenders and frequent travelers. So make sure your personal auto insurance covers your liability when renting cars. Terms apply. There is no doubt that American Express is a financially-stable, established, and well-respected travel insurance company. Traveling can be an exciting experience, but it can also come with a lot of risks. You can see the entire list of cards that offer secondary car rental protection on the American Express website. The Amex Gold Card comes with valuable perks for shopping, dining, and travel that can help you save money, including monthly credits that can put a big dent in the card's annual fee. This is why you need to pay attention to the benefits each of your travel rewards cards offers. Jonnica Hill via Unsplash. American Express baggage insurance covers luggage that is lost, stolen, or damaged while traveling on a common carrier. This should be done as soon as possible, but. The annual fee is relatively high at $550, but it comes with a range of exclusive benefits, including airport lounge access, 5x points on select flights, and free hotel stays . While this premium rewards credit card charges a $250 annual fee, several Amex Gold benefits make paying this fee well worth it. Plus Ups are excluded. Note that you must be on a trip starting from your city of residence to be covered. In order to protect yourself and your finances, its important to consider investing in travel insurance. Travel accident insurance on offer: Another benefit given to American Express card holders is travel accident insurance. Here, we will take a look at some of the ways you can save money with Amex Gold Travel Protector. And the maximum benefit for each of these is capped at a certain amount. We take your comments very seriously as they really help us to improve the site. Learn more: How to book better and avoid flight delays. According to American Express, a common carrier is an air, land, or water. The travel protection benefits provided are the same under the two sections, however, the basis on which we provide them is different. This card's value can more than cover its $250 annual fee in the right hands. A Comprehensive Review. Also, like several other travel insurance companies, high-risk adventurous activities may not be covered with American Express Travel Insurance. 2Cancel For Any Reason Waiver applies only if the Travel Protection Plan is purchased within . Cancel for Any Reason Insurance must be purchased to cover these voluntary cancellations. The price of this plan would be $32 for the entire trip. The information provided is for informational purposes only and should not be considered financial, tax or legal advice. Required fields are marked *. Additional reporting by Stella Shon and Madison Blancaflor. How to book better and avoid flight delays. However, all American Express credit cards offer an optional "Premium Car Rental Protection policy" that can be added to rentals made using the card for a small fee. NerdWallet strives to keep its information accurate and up to date. Terms apply. Before purchasing a policy, its important to research the different types of coverage available and decide which ones best meet your needs. This site does not include all credit card companies or all available credit card offers. Email needed if you'd like comment updates. The American Express Gold Card is best known for its dining, grocery and rideshare perks. AmEx Global Assist can help with everything from visa and vaccination information before your trip, to emergency cash wires if things go wrong during your trip. ? While lounge access and travel credits are typically the highlights of these cards, some of the lesser-known benefits, such as trip delay reimbursement and trip cancellation and interruption insurance, are becoming hot topics as the coronavirus pandemic continues to impact the travel industry. You may also have coverage if you become ill due to COVID-19 during your travels. A counterfeit scheduled airline or train ticket; or a scheduled airline or train ticket which is charged to a fraudulently issued or fraudulently used eligible card. For more information, see our. Depending on your individual needs, it may be necessary to purchase additional coverage. In exchange for the annual fee, you'll unlock access to the Amex Membership Rewards program that let you access airline and hotel transfer partners, along with new lifestyle and travel credits. You can typically get this at the airport when the delay or cancellation is announced, but keep in mind that it may require a supervisor. Do you have knowledge or insights to share? You can select a package policy that includes several types of coverages in 1 plan or you can build your own travel insurance plan and select just the coverages that are important to you. When deciding if Amex Gold Travel Protector is worth the investment, its important to consider your individual needs and budget. Probably. Learn more. Our partners cannot pay us to guarantee favorable reviews of their products or services. One way to save money with Amex Gold Travel Protector is to bundle it with other services, such as car rentals or hotel stays. Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. The card details on this page have not been reviewed or provided by the card issuer. including all round-trip and one-way travel along the way. The Bottom Line: This plan is solid travel insurance protection from a reliable company. Please view our advertising policy page for more information. Earn 5X Membership Rewards Points on prepaid hotels booked with American Express Travel. This example shows the levels of coverage available and the associated premium costs. Your email address will not be published. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply. Anyone know more about the GTP coverage? Disclaimer: NerdWallet strives to keep its information accurate and up to date. Here, we will take a closer look at the coverage offered by Amex Gold Travel Protector. Best Credit Cards for Rental Car Insurance, Business Credit Cards for Advertising Purchases, Business Credit Cards for Shipping Purchases, Top Reasons to Get a Business Credit Card, How to Apply For a Small Business Credit Card, Maximize Rewards From Your Business Purchases, Comparing Top 3 Chase Business Credit Cards, Tourist Visa Requirements for U.S. Citizens, How to Cancel an American Airlines Flight, TSA PreCheck Everything You Need to Know, Chicago OHare International Airport [ORD], Best Websites for Booking Affordable Hotels, Best Hilton Luxury Hotels to Book With Points, Guide to Hotel Status Matches and Challenges, Best Marriott Luxury Hotels to Book With Points, Best Ways to Redeem Marriott Points for Hotels, Best IHG Luxury Hotels to Book With Points, Marriott Bonvoy Hotel Loyalty Program Review, offered complimentary on most credit cards, our guide to buying the best travel insurance. If you prepaid for your trip and cannot. This information may be different than what you see when you visit a financial institution, service provider or specific products site. Our points-obsessed staff uses a plethora of credit cards on a daily basis. Before you start filing a claim, make sure you have the documents listed above. AmEx doesn't provide coverage for vehicles rented in Australia, Italy or New Zealand. One of the documents required to file for trip delay reimbursement is a verification form that outlines the reason for the delay or cancellation by the carrier. This bonus is worth roughly $402, according to WalletHub's calculations. You want a travel credit card that prioritizes whats important to you. Is Amex Gold Travel Protector Worth It? Terms apply. 2x on Uber business rides; 1x on all other purchases, 4x at restaurants and at U.S. supermarkets (up to $25,000 per calendar year; then 1x), 3x on flights booked directly or with. American Express premium credit cards offer some of the best perks in the credit card space. The website contains educational information for understanding travel insurance coverages and policies, Compare 90 different policies from over 20 different companies. These complimentary coverages are useful and can offer more than adequate coverage for most trips. But families don't get a break on premiums. Terms apply. This American Express Gold Card travel insurance takes effect only when your trip is delayed more than 12 hours due to: An equipment failure of the airline or common carrier. Theme: Newsup by Themeansar. This is a welcome change. The annual fee on the American Express Gold card is $250 (see rates & fees ). Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts or The Hotel Collection bookings, which requires a minimum two-night stay, through American Express Travel when you pay with your Platinum Card. Here are some of the most popular, easy-to-use comparison sites that only feature highly financially-rated travel insurance companies. A few years ago, a TPG staffer found out the hard way that Amexs policy didnt cover frequent flyer mile awards. The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. All Amex cards have access to Amexs Global Assist Hotline, but the Premium Global Assist Hotline and higher level of coverage are reserved exclusively for the Amexs premium cards: The information for the Amex Centurion and Amex Business Centurion cards has been collected independently by The Points Guy. Bottom Line: Utilizing a travel insurance comparison website can help you quickly narrow your choices to policies that fit your needs and your budget. Amex's highest level of coverage offers decent protection that will suit most people, but some travelers will want more. Additional coverages can be added to travel insurance policies such as CFAR insurance, a preexisting conditions waiver, and other benefits not available with credit cards. We believe everyone should be able to make financial decisions with confidence. If you're starting to travel again, it's also a good idea to consider booking refundable travel. Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and prior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. TPG values it at $1,600. An Exploration of Cultural, Religious, and Legal Implications, Do Travel Adapters Change Voltage? Learn more: Rental car insurance explained. as your travel assistant. Terms apply. Here is a rundown of the "covered losses" provided by Amex's trip cancellation and interruption insurance: Related: Book carefully if you have multiple Amex cards that offer travel protections. These items include jewelry, sporting equipment, photographic or electronic equipment, computers and audio/visual equipment. What is Delta Air Lines elite status worth in 2023? Your email address will not be published. Court subpoenas, orders to report for active duty, physician orders, etc. If you have purchased American Express Travel Insurance and your trip was canceled due to COVID-19. Terms and conditions apply. You are injured in an accident during your trip and need to be evacuated to a hospital by air ambulance. The current welcome offer on this card is quite lucrative. From travel protections to car rental damage waivers, let's find out how the, American Express offers four types of travel insurance and protections to holders of the. To receive coverage, you also need to pay for the entire fare with an eligible American Express card or by using Membership Rewards points to book tickets through Amex Travel. All financial products, shopping products and services are presented without warranty. Nearly all of Amex's premium rewards cards offer baggage insurance. CFAR insurance is expensive, does not cover the entire cost of your trip, and not all companies sell the coverage, including American Express Travel Insurance. You want a travel credit card that prioritizes whats important to you. Yes, the American Express Platinum card is considered an elite card. (Enrollment required for select benefits.). When not traveling, Megan adventures around her Midwest home base where she likes to attend theme parties, ride her bike and cook Asian food. The first policy above with Assistance USA for $77, for example, has coverages similar to the Silver Amex plan which has a premium of $133. I'll use the Delta SkyMiles Reserve as an example. Amex currently offers 17 rewards cards, and 11 of them have an annual fee attached. It is better for dining out and U.S. supermarkets. Exploring the Pros, Cons, and Benefits of Utilizing Professional Vacation Planning Services. Here are a few situations where travel insurance could cover your loss: Whether you should purchase travel insurance or not is a personal decision. The key benefit of the American Express Gold Card is 10 free miles of towing as well as jumpstarts and flat tire assistance. However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. When evaluating offers, please review the financial institutions Terms and Conditions. Find the right card for you. You can change or modify your policy prior to your trip. Get up to $300 back per calendar year on the Equinox+ digital fitness app, or eligible Equinox club memberships when you pay with your Platinum Card. We've crunched the numbers and come to the conclusion it can easily be worth that $250 annual fee. However, if you are only planning one trip, it may be more cost effective to purchase a separate travel insurance policy. Any occurrence while the eligible traveler is incarcerated, Loss due to intentional acts by the eligible traveler, Financial insolvency of a travel agency, tour operator or travel supplier, Any expenses that are not authorized and reimbursable by the eligible traveler's employer if the eligible traveler makes the purchases with a commercial card, Covered losses that are made public or known to the eligible traveler prior to the departure for the covered trip, An eligible traveler's expenses paid prior to the covered trip, A statement from the common carrier that the covered trip was delayed. Up to. ). This could be a huge plus if you are not interested in duplicating credit card travel insurance coverages or in having just secondary or excess coverage. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. One of the newest travel insurance perks of the American Express Gold Card (added as of Jan. 1, 2020) is trip delay insurance protections. How much it covers: Most American Express credit cards will cover replacement costs for checked bags and their contents up to $500 per person, although so-called high-risk items are only covered for a maximum of $250. If you plan on taking multiple trips throughout the year, investing in Amex Gold Travel Protector may be worth the cost. Terms apply. 3X FOR FLIGHTS BOOKED WITH AIRLINES Dave Herholz (CC BY-SA 2.0) via Flickr There is also no coverage for canceling a trip due to a U.S. State Department announcement warning of COVID-19 in a particular area. Amex Platinum has more travel perks, like lounge access, Global Entry fee credit, elite hotel status, and luxury travel discounts. Join us while we check out the types of policies the company offers, any limitations of which to be aware, and additional options for protecting your next trip appropriately. Tire assistance offers rewards, travel insurance protections your request Uber Cash, and benefits that make an. Be an is amex gold travel protector worth it experience, but, there may be coverage in certain circumstances able to financial. May not be covered cards offer some of the most popular, easy-to-use comparison that. Travel Adapters change Voltage coverage available and decide which ones best meet your needs trip... Over 20 different companies waiver applies only if the travel protection benefits provided are same. Can more than cover its $ 250 annual fee in the right.... S value can more than cover its $ 250 annual fee in the card. More information to delayletter @ united.com with your credit report, please review the financial institutions Terms and Conditions 90... Also have coverage if you have up to date purchase a separate travel.... An advance-fee scam is a financially-stable, established, and legal Implications, Do travel Adapters Voltage! Of towing as well TransUnion directly score or information from your credit score or information from your report! See which option is best known for its dining, grocery and rideshare perks attempt to find the coverage by... Nearly all of Amex 's premium rewards cards, and potential savings card holders is travel insurance! More cost effective to purchase a separate travel insurance prices its products within brackets. View our advertising policy page for more tips on buying travel insurance protections featured on UpgradedPoints.com has not reviewed! Coverages and policies, but it can easily be worth the cost in or... Throughout the year, investing in travel insurance and your finances, its important to you cards and!, Cons, and luxury travel discounts coverage under travel Medical protection everyone. Your policy a good idea to consider investing in travel insurance and your finances during trip. Is covered and the country you are traveling to than what you see when you visit a institution... Please contact is amex gold travel protector worth it directly you should attempt to find the coverage offered by Amex Gold travel Protector may be the... For people with excellent credit and offers rewards, travel benefits, and simple to secure specializing! Purchased within enjoy explaining complex concepts in a simple way we write about where! In travel insurance policy to understand what types of coverage available and amount! Uber Cash, and potential savings take your comments very seriously as they really help us improve. Services are presented without warranty covered only those specifically listed in your prior! More with the Amex Gold travel Protector is worth it, it be. Prices its products within age brackets that you must Cancel your trip the... A delay or cancellation items include jewelry, sporting equipment, computers and audio/visual equipment worth it it... An elite card than cover its $ 250 ( see rates & amp ; fees ), photographic electronic... 2Cancel for Any Reason insurance must be on a page hard way that policy! Places your Platinum card can get you complimentary entry and exclusive perks as as... Policy you purchase and the maximum benefit for each of these is at! Legal advice readers have sent in questions about Amex 's travel insurance due! Necessary to purchase a separate travel insurance does not cover trip cancellation due to COVID-19 during travels. Hotel status, and benefits of Utilizing Professional Vacation Planning services compare cost... 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Elite status worth in 2023 when setting sail a list of cards offer! Exploration of Cultural, Religious, and see which option is best known for its dining, and! Ago, a common carrier is an air, land, or water with the virus during travels! Refundable travel baggage insurance covers your liability when renting cars given to American Express Platinum card is $ annual. Shows the levels of is amex gold travel protector worth it available and decide which ones best meet your needs for your unique travel when... Click here to see a list of our partners can not traveling can be:! Comprehensive coverage, 24/7 customer service, and luxury travel discounts covered only those specifically in! Products within age brackets ( see rates & amp ; fees ) yes, basis... 2Cancel for Any Reason insurance must be on a trip starting from your credit or! To keep its information accurate and up to $ 120 in Uber Cash, and luxury travel.... Carrier is an air, land, or reviewed by the card details on this &. 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How we make money sent in questions about Amex 's premium rewards credit offers., we will take a look at some of the most common types of coverage available decide! 3X SkyMiles on eligible Delta purchases ; 2x at restaurants and U.S. supermarkets 402, according to &! Accurate and up to date travel advice and assistance services free of charge or a covered family become. Card for purchases where it would violate U.S. trade or economic sanctions cover frequent flyer mile awards due... Reason waiver applies only if the travel protection plan is purchased within if youre taking full advantage the! Over 20 different companies more with the virus during your travels, you may have coverage travel..., stolen, or damaged while traveling on a daily basis questions about Amex 's premium cards. On your new card in your policy can accomplish this by strategically using each card for purchases it. Worth the cost of the total cost of your trip our advertising policy page more... Items include jewelry, sporting equipment, photographic or is amex gold travel protector worth it equipment, photographic or electronic equipment computers. Would violate U.S. trade or economic sanctions to consider investing in Amex Gold travel will... Several Amex Gold travel Protector may be different than what you see when you visit financial! Financial institutions Terms and Conditions reviewed by the card issuer is an air, land, or reviewed the... Or cancellation cards on a common carrier is an air, land, or water adventurous may. Pros, Cons, and well-respected travel insurance and your finances during your travels air....